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	Comments on: Bad credit loan mistakes to avoid in New Zealand	</title>
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		By: Bad credit loan myths debunked for NZ borrowers		</title>
		<link>https://mortgagemanagers.co.nz/bad-credit-loan-mistakes-to-avoid-in-new-zealand/#comment-843</link>

		<dc:creator><![CDATA[Bad credit loan myths debunked for NZ borrowers]]></dc:creator>
		<pubDate>Mon, 22 Jun 2026 00:01:12 +0000</pubDate>
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					<description><![CDATA[[&#8230;] reducing existing debt, and avoiding new credit applications unless necessary. Reviewing your bad credit loan mistakes before you apply helps you avoid the traps that keep borrowers stuck in high-cost debt [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] reducing existing debt, and avoiding new credit applications unless necessary. Reviewing your bad credit loan mistakes before you apply helps you avoid the traps that keep borrowers stuck in high-cost debt [&#8230;]</p>
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