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	Comments on: How interest-only loans work for NZ homebuyers in 2026	</title>
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		By: Compare loan structures: a step-by-step guide for NZ homebuyers		</title>
		<link>https://mortgagemanagers.co.nz/how-interest-only-loans-work-nz-homebuyers/#comment-815</link>

		<dc:creator><![CDATA[Compare loan structures: a step-by-step guide for NZ homebuyers]]></dc:creator>
		<pubDate>Sat, 11 Apr 2026 00:57:54 +0000</pubDate>
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					<description><![CDATA[[&#8230;] Interest-only loans are worth understanding even if they’re not for everyone. You pay only the interest charged each month, meaning your principal balance doesn’t reduce. This keeps repayments low in the short term but costs more over the full loan life. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] Interest-only loans are worth understanding even if they’re not for everyone. You pay only the interest charged each month, meaning your principal balance doesn’t reduce. This keeps repayments low in the short term but costs more over the full loan life. [&#8230;]</p>
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