As mortgage advisers we are always following home loan interest rates.
There are the home loan interest rates that are advertised by the banks, but then there are the discounted rates that they can offer too.
A good place to see all of the advertised home loans interest rates is on the Mortgage Rates website.
You can use these as a guide, but it’s always best to have a good mortgage adviser source rates for you as they can often get more competitive rates.
If you have a low deposit (under 20%) then you will need to consider the low equity margins that the banks apply too.
