See our latest insights, opinions and new on the New Zealand Mortgage Market for – First Home Buyers, Refinances & Mortgages of all types.
In many countries it's common to see people buying a home with friends or family and it's starting to become more common in New Zealand now too. It is also becoming more common to hear that things have gone wrong! The key thing is to go into this with a clear...
One of the key roles for a good mortgage adviser is to provide people on what makes a good home loan. There are other things that advisers do like arranging the home loan and getting competitive interest rates, but probably the most important role is to know what...
As mortgage advisers, and from our Facebook Group we hear from lots of first home buyers asking "does a student loan affect getting a mortgage" and they can. The answer is YES your student loan does affect your ability to get a mortgage, or at least it impacts on the...
Don’t Remain Disappointed With Your Kiwisaver
As mortgage advisers we get asked "can you get a mortgage while on maternity leave" and we're always pleased to be able to say YES you can if you meet the criteria. But my bank said NO I cannot get a mortgage until I'm back at work. Why The Mixed Messages ??? All...
Today I was invited to discuss what has happened to First Home Partner on Radio New Zealand's Nine to Noon. We discussed what First Home Partner is and how it has helped people, but also the implications of it being suddenly withdrawn and what the future could or...
Banks have moved away from providing mortgage managers, but you can still have an adviser that works as a Westpac mortgage manager for you. That's right, a good adviser will work for you. There are some key advantages of having an adviser as your Westpac mortgage...
First home buyers are seeing Kainga Ora's First Home Partner as a good way to get into a first home, but we're hearing many people that find the process confusing. This is very evident from comments and posts on New Zealand's largest Facebook Group for first home...
You may have heard that Kianga Ora has expanded the shared ownership scheme (First Home Partner) to now allow eligible people to buy existing homes as well as new builds. This is effective from Monday 14th August 2023. It will make a huge difference for hundreds of...