See our latest insights, opinions and new on the New Zealand Mortgage Market for – First Home Buyers, Refinances & Mortgages of all types.
Some of the top Auckland mortgage brokers are starting to look at what will be perceived as the most important things in the post COVID environment. With the second lock-down Auckland mortgage brokers have realised that the market in New Zealand's largest city is a...
As mortgage advisers one of the most common questions that we are asked is "how low will mortgage rates go?" Whether you are just getting a mortgage, refinancing your mortgage or just have a loan due for refixing then you will want to try and get the lowest mortgage...
Buying your first home is not easy and there is plenty to think about both before and after you apply for a home loan or start looking at houses. The media are saying that the cooling property market is making it easier for first home buyers but it is still not easy....
When you find a house you want to buy, or when you are refinancing your mortgage your impulse may be to move quickly to lock in a mortgage rate — especially in a competitive market like we have today. But you don’t want to move so fast that you end up with a bad deal....
Most major banks have a "standard interest rate" and a "special interest rate" with the special home loan rates only being available to people that have more than 20% equity or deposit. If you have less than 20% deposit then generally the standard rates apply, plus a...
Save more for your deposit ... yes, that is what you may have been told. But as we know saving a deposit for your first home is not easy, and in the cities where houses are more expensive you will need a bigger deposit which makes things even more difficult. As...
Everyone wants a fast home loan pre approval, but that doesn't mean that you are getting the best home loan,and often it can mean the opposite! Often people think that all home loan are the same ... but are they? Simple answer is NO they are not all the same and a...
First home buyers have struggled for years to get onto the property ladder, but now with co-ownership there is another way. Over the years in New Zealand parents have helped their children to buy their first homes, but there are many people that want to buy their...
Today we arranged to refix a home loan and managed to also show Stephanie how she could save $50,000 How Simple Is This... Stephanie had a home loan of about $360,000 and was paying $1,975 monthly. The loan was at an interest rate of 4.55% which included a low equity...