Our Blog

See our latest insights, opinions and new on the New Zealand Mortgage Market for – First Home Buyers, Refinances & Mortgages of all types.

Why Inflation Must Be Controlled In 2022

Why Inflation Must Be Controlled In 2022

You will have heard media and our Reserve Bank talk about inflation and how inflation must be controlled in 2022. Inflation has hit a 30-year high and we're told that it's not good, but many people we speak to do not understand why most people are so concerned and yet...

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Why You Should Refix Your Home Loan With An Adviser

Why You Should Refix Your Home Loan With An Adviser

The banks now make it easy to refix your home loan with the click of a button, but should you use this method? We say NO, and here's a good reason why we say that. This week we contacted a couple whom we had arranged a home loan for last year as one of their loans was...

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Are Your Bank Statements Ready For A Mortgage Approval

Are Your Bank Statements Ready For A Mortgage Approval

There has been a lot of media coverage recently on how the banks are now looking at spending and bank statements in more detail when assessing people for a mortgage approval. Previously you would be asked what you spend and your mortgage adviser and the lender at the...

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Is Splitting Lending Across Banks A Good Idea?

Is Splitting Lending Across Banks A Good Idea?

You might be thinking of splitting lending across banks, but the bank doesn't want you to do this. The bank will try whatever they can to keep all of your banking, lending and even insurance and investments like KiwiSaver. The banks make money from each of these...

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