Our Blog

See our latest insights, opinions and new on the New Zealand Mortgage Market for – First Home Buyers, Refinances & Mortgages of all types.

Don’t Let The Banks Link Your Properties

Don’t Let The Banks Link Your Properties

When you own more than one property the bank will want to link your properties, and while it is the easy option it is not the best option. You need to retain control over your properties and finances, and it's easy to lose control and options when the bank has linked...

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How Low Will Mortgage Rates Go In 2020?

How Low Will Mortgage Rates Go In 2020?

As mortgage advisers one of the most common questions that we are asked is "how low will mortgage rates go?" Whether you are just getting a mortgage, refinancing your mortgage or just have a loan due for refixing then you will want to try and get the lowest mortgage...

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Tip’s For Shopping For The Best Mortgage Rates

Tip’s For Shopping For The Best Mortgage Rates

When you find a house you want to buy, or when you are refinancing your mortgage your impulse may be to move quickly to lock in a mortgage rate — especially in a competitive market like we have today. But you don’t want to move so fast that you end up with a bad deal....

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Sovereign Home Loans Provide Better Home Loan Rates

Sovereign Home Loans Provide Better Home Loan Rates

Most major banks have a "standard interest rate" and a "special interest rate" with the special home loan rates only being available to people that have more than 20% equity or deposit. If you have less than 20% deposit then generally the standard rates apply, plus a...

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Six Good Ways That Help Kiwis Save More For Your Deposit

Six Good Ways That Help Kiwis Save More For Your Deposit

Save more for your deposit ... yes, that is what you may have been told. But as we know saving a deposit for your first home is not easy, and in the cities where houses are more expensive you will need a bigger deposit which makes things even more difficult. As...

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