Our Blog

See our latest insights, opinions and new on the New Zealand Mortgage Market for – First Home Buyers, Refinances & Mortgages of all types.

How Low Will Mortgage Rates Go In 2020?

How Low Will Mortgage Rates Go In 2020?

As mortgage advisers one of the most common questions that we are asked is "how low will mortgage rates go?" Whether you are just getting a mortgage, refinancing your mortgage or just have a loan due for refixing then you will want to try and get the lowest mortgage...

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Tip’s For Shopping For The Best Mortgage Rates

Tip’s For Shopping For The Best Mortgage Rates

When you find a house you want to buy, or when you are refinancing your mortgage your impulse may be to move quickly to lock in a mortgage rate — especially in a competitive market like we have today. But you don’t want to move so fast that you end up with a bad deal....

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Sovereign Home Loans Provide Better Home Loan Rates

Sovereign Home Loans Provide Better Home Loan Rates

Most major banks have a "standard interest rate" and a "special interest rate" with the special home loan rates only being available to people that have more than 20% equity or deposit. If you have less than 20% deposit then generally the standard rates apply, plus a...

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Six Good Ways That Help Kiwis Save More For Your Deposit

Six Good Ways That Help Kiwis Save More For Your Deposit

Save more for your deposit ... yes, that is what you may have been told. But as we know saving a deposit for your first home is not easy, and in the cities where houses are more expensive you will need a bigger deposit which makes things even more difficult. As...

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A Fast Home Loan Pre Approval Might Not Be Best

A Fast Home Loan Pre Approval Might Not Be Best

Everyone wants a fast home loan pre approval, but that doesn't mean that you are getting the best home loan,and often it can mean the opposite! Often people think that all home loan are the same ... but are they? Simple answer is NO they are not all the same and a...

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How To Save $50,000 When You Refix A Home Loan

How To Save $50,000 When You Refix A Home Loan

Today we arranged to refix a home loan and managed to also show Stephanie how she could save $50,000 How Simple Is This... Stephanie had a home loan of about $360,000 and was paying $1,975 monthly. The loan was at an interest rate of 4.55% which included a low equity...

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