See our latest insights, opinions and new on the New Zealand Mortgage Market for – First Home Buyers, Refinances & Mortgages of all types.
We are seeing many financial commentators now starting to talk about inflation and therefore interest rate increases, which of course means higher home loan rates. As they say, "where there is smoke, there is fire" and so we are asking if your mortgage strategy has...
If you ever wondered why it's a good idea to have a mortgage adviser refix your loans then just ask Linda. Linda has a home loan with ANZ Bank and asked if we could look to get some rates and refix her loan. Of course at Mortgage Managers that is what we do ... we...
Why are Kiwi's turning to mortgage advisers instead of going directly to the bank? It's really quite simple. A good mortgage adviser is a person that you can rely on. They will be professional and can shop for a home loan that is going to suit you. There are plenty of...
When we heard from Grant about his experience with his bank we were not surprised! As a small West Auckland business owner Grant had the option to take on a larger contract, but that meant the need for a new staff member, vehicle and tools. Basically he had to get...
It's easy to get excited about finding your new home; however it's always best to slow down a bit and get mortgage advice before you start looking at properties. For most of us our mortgage will be the biggest financial commitment (loan) that we will ever have. Very...
A lot of Kiwis have not heard of the co ownership concept with property, but it's quite common in other places and is becoming more popular here too. The concept of co-ownership provides a way to buy into your first home when your deposit is less than what the banks...
Property investors know it's a good time to restructure lending, and if they don't know then they should seriously consider it. Why is it such a good time? There are three key things that make it a good time and they include; The favorable LVR rules that exist at the...
When you own more than one property the bank will want to link your properties, and while it is the easy option it is not the best option. You need to retain control over your properties and finances, and it's easy to lose control and options when the bank has linked...
Some of the top Auckland mortgage brokers are starting to look at what will be perceived as the most important things in the post COVID environment. With the second lock-down Auckland mortgage brokers have realised that the market in New Zealand's largest city is a...