Rated 4.8/5 by 100s of Customers
Save Big On Your Mortgage
We help Kiwis refinance without needing perfect credit, consistant income or a long job history.
Book a FREE Consultation Call And Learn:
✅ How Much You Could Save – See how much lower your monthly payment could be.
✅ Top Refinance Picks – We’ll show you your best options for lower rates and faster approval.
✅ How It Works – Know what to expect and how quickly you can switch.
Stuart Wills
✓ 100s of Family's Helped
✓ +25 Years Experience
✓ Fully Confidential
Save On Your Mortgage In 3 Simple Steps
Book in a FREE consultation call.
We’ll explore your best options so you can move forward with confidence.
Save on your mortgage repayments by locking in better terms and rates for your mortgage.
What’s in It for You
Save time
We handle the hard parts so you don’t have to.
Eliminate Guess Work
Get clear answers and expert guidance at every step.
Get The Best Terms
Structure your loan to suit your life, not the other way around.
Save Money
Refinance to reduce your repayments and keep more money in your pocket.
Get Approved
Secure a better loan, even if the bank said no.
Stress Less
Let an expert handle the paperwork, process, and pressure.
How We Can Help With Your Mortgage
Exclusive Lender Access – We work with select banks and non-bank lenders — including special policy exceptions not available to most brokers — giving you more options and better chances of approval.
Maximise Your Approval Odds – Before applying, we help clean up your finances, review your credit report, and structure your application to maximise your approval odds and borrowing power.
Strategic Loan Design – We go beyond just getting a “yes” — our team builds custom loan structures with features like offsets, redraw, and flexible repayments to save you time and money long-term.
Stuart Wills
Meet Stuart Wills - Refinancing Specialist
With over 20-years experience, based in Hobsonville Auckland, Stuart Wills is recognized for his expert financial guidance and strategic approach, earning the trust of clients seeking effective mortgage refinancing solutions.
Specializing in refinancing, he provides clear, tailored advice on securing financing, and improving long-term financial stability—helping clients regain control of their finances.
James Puah
Jan Jensen
Sunil Kumar
Don't Procrastinate - Get Lower Rates And Better Terms Today
When faced with high-interest mortgage repayments, it can feel overwhelming — and many Kiwis delay taking action, hoping things will improve.
But the truth is, mortgage stress doesn’t fix itself — and the longer you wait, the more it can cost you in extra interest and missed savings.
That’s why the sooner we explore refinancing, the better.
We work with banks through special agreements that make the process easier — meaning you may not need to meet the usual strict income requirements to get approved. This opens the door to better rates and terms,