What do you want from a finance blog?
We’re guessing that you want good information about all things finance related.
That’s what we have been told, and therefore we do our best to provide updates on a wide range of topics. We help a lot of first home buyers and have New Zealand’s most popular Facebook Group dedicated to them. We also deal a lot with new build finance and non-bank finance as well as the major banks.
We also like to add some stories too as these often help explain how our mortgage advisers can help.
The Non-Bank Lenders That Mortgage Brokers Use
As New Zealand mortgage brokers we have access to both registered banks and non-bank lenders, and both have an important role within the property finance sector if used appropriately. We are focused on finding the right solution…
We Are The Mortgage Brokers For North Shore & West Auckland
Since 2008 we were based in central Henderson but now we have set up in new offices at Hobsonville which makes us perfectly located to be mortgage brokers for North Shore and West Auckland. We have been involved…
With Trump In Charge Our Home Loan Interest Rates Could Increase
The local financial markets are waiting to see what will happen with our home loan interest rates. Of course on Thursday 10th November our Reserve Bank reduced the Official Cash Rate, but more importantly on Wednesday…
Stuart Wills Explains Good Reasons Why To Use A Mortgage Broker
There are plenty of good reasons to use a mortgage broker and it is easy to say you should choose a mortgage broker instead of the bank, but let me explain five reasons why to use a mortgage…
How To Improve Your Finances One Step At A Time
If you feel you’re stuck in a rut and cannot seem to improve your finances then you have to read this. Of course there are plenty of complex budgeting tools around and expensive ‘experts’ able to…
Low Deposit Welcome Home Loans For Apartments Just Got Easier
It makes sense for first home buyers to look at buying an apartment, but it has always been more difficult to get low deposit home loans for apartments. That has recently changed. Getting home loans for…
Talk To Auckland Mortgage Brokers That Can Help
If you are looking for Auckland mortgage brokers that can help then contact the team at The Mortgage Supply Company. The Mortgage Supply Company are leading New Zealand mortgage brokers with offices in Auckland and around…
Spring Is Always A Time Of Change & Your Mortgage Brokers Know This
Spring means different things to each of us; however there is no doubt that spring is always a time of change. As your mortgage brokers we understand that times do change and furthermore we understand that…
There Are Bank Alternatives For Home Loans In New Zealand
With all the rules and criteria that Kiwi banks now have there are times when people need to start looking at bank alternatives. These alternatives are generally provided by the non-bank mortgage lenders, by finance companies,…
Getting The Lowest Fixed Rate Mortgages
A home loan is typically one of our biggest debts and therefore the repayments are significant too. Getting the lowest fixed rate mortgages is very beneficial and is something that we all want, but how do you…
Six Of The Biggest Mistakes Homeowners Make With Lending
Chances are your home is your most valuable asset and for most Kiwis their home loan will be their biggest financial commitment (debt) and so it is important to avoid the biggest mistakes homeowners tend to make….
Getting Lower Westpac Interest Rates
As mortgage brokers we can arrange home loans with most banks and non-bank lenders including Westpac, but we also can help people negotiate interest rates when their fixed rates are about to finish and today we…
How To Choose The Best Home Loan
Today I had a lady visit the office to discuss how I could help her get the lowest home loan interest rates, but the conversation focused on how to choose the best home loan which is…
How Easy Is Building A New Home?
There is a shortage of properties for sale and many of those that are for sale are being sold at auction which is more difficult for some buyers, therefore it is not surprising that more people…
A Bad Credit Report Shouldn’t Stop You Getting A Home Loan
Getting a home loan when you have a bad credit report is not going to be as easy as it would be if your credit report was clear, but it does not mean that you cannot get…
Should I Wait For Home Loan Rates To Drop? And Why To Speak To A Mortgage Broker
As a mortgage broker I get asked all the time if it is better to wait for home loan rates to drop, or is it better to just refix my loans on the rates offered today….
Is Auckland House Price Inflation A Bad Thing?
If you listen to any media you would think that Auckland house price inflation is a bad thing for everyone … but is it? The Cause: Demand Out-Stripping Supply Most people understand that Auckland house prices are…
The Lesson We Learn From The Block 2016
In life we observe and learn lessons from what we see, and The Block 2016 definitely showed us a lot of things to do, but also provides a lesson or two as well. Profits Increase On…
Which Banks Are Offering The Lowest Home Loan Rates?
We all want to know which bank is offering the lowest home loan rates. As reported yesterday in our finance blog The Reserve Bank cut the OCR by 0.25% and we said that we would expect…
The Reserve Bank Drops OCR Today
Today as predicted The Reserve Bank drops the OCR (Official Cash Rate) and it may not be the last time this year either. Statement by Reserve Bank Governor Graeme Wheeler said; Monetary policy will continue to be…