Our Finance Blog

Spring means different things to each of us; however there is no doubt that spring is always a time of change. As your mortgage brokers we understand that times do change and furthermore we understand that…

With all the rules and criteria that Kiwi banks now have there are times when people need to start looking at bank alternatives. These alternatives are generally provided by the non-bank mortgage lenders, by finance companies,…

A home loan is typically one of our biggest debts and therefore the repayments are significant too. Getting the lowest fixed rate mortgages is very beneficial and is something that we all want, but how do you…

Chances are your home is your most valuable asset and for most Kiwis their home loan will be their biggest financial commitment (debt) and so it is important to avoid the biggest mistakes homeowners tend to make….

As mortgage brokers we can arrange home loans with most banks and non-bank lenders including Westpac, but we also can help people negotiate interest rates when their fixed rates are about to finish and today we…

Today I had a lady visit the office to discuss how I could help her get the lowest home loan interest rates, but the conversation focused on how to choose the best home loan which is…

There is a shortage of properties for sale and many of those that are for sale are being sold at auction which is more difficult for some buyers, therefore it is not surprising that more people…

Getting a home loan when you have a bad credit report is not going to be as easy as it would be if your credit report was clear, but it does not mean that you cannot get…

As a mortgage broker I get asked all the time if it is better to wait for home loan rates to drop, or is it better to just refix my loans on the rates offered today….

If you listen to any media you would think that Auckland house price inflation is a bad thing for everyone … but is it? The Cause: Demand Out-Stripping Supply Most people understand that Auckland house prices are…

In life we observe and learn lessons from what we see, and The Block 2016 definitely showed us a lot of things to do, but also provides a lesson or two as well. Profits Increase On…

We all want to know which bank is offering the lowest home loan rates. As reported yesterday in our finance blog The Reserve Bank cut the OCR by 0.25% and we said that we would expect…

Today as predicted The Reserve Bank drops the OCR (Official Cash Rate) and it may not be the last time this year either. Statement by Reserve Bank Governor Graeme Wheeler said; Monetary policy will continue to be…

Who offers full replacement house insurance for fire? Tower say they listened to the people of New Zealand about the concerns regarding the uncertainty of house insurance and looked at what they could do to ensure…

If you want to learn some trivia that you can share about the Rio Olympics, then the team at The Mortgage Supply Company have put together a few interesting and a few bizarre facts that will add…

Anyone with a home loan that is currently on a floating rate or about to end a fixed term will be interested to know if they should hold off to see if mortgage interest rates will…

Changes to HomeStart Grants (from 1st August 2016) Building and Housing minister Nick Smith said the government would increase income and house price caps on the KiwiSaver HomeStart Grants scheme to ensure it was helping people…

With all of the new rules being introduced there has become a demand for good New Zealand mortgage brokers to help real estate agents and their buyers cut through the various rules and bank policies to ensure…

Since the introduction of the bigger deposit requirement for property investors we have fielded a number of questions about the new build exemption and how it applies to a property investor. It is confusing… there are…

Did you know you can still get a home with a 10% deposit? There have been a lot of mixed messages in the media recently and many of the banks are telling people that you cannot…