What do you want from a finance blog?
We’re guessing that you want good information about all things finance related.
That’s what we have been told, and therefore we do our best to provide updates on a wide range of topics. We help a lot of first home buyers and have New Zealand’s most popular Facebook Group dedicated to them. We also deal a lot with new build finance and non-bank finance as well as the major banks.
We also like to add some stories too as these often help explain how our mortgage advisers can help.
Finally with lower home loan rates expected the banks are lowering the test rates. Another sign they expect lower rates soon.
The US Federal Reserve may signal later this week that interest rate cuts are on the way. That could be good news for mortgage rates here in New Zealand.
Would you buy at a mortgagee sale?
Is the reward going to compensate for the risk?
?
Let’s Talk About Debt Consolidation Loans
Mortgage brokers and people working at finance companies make a living from providing advice and helping to implement debt consolidation loans, but you need to know that you are going to be better off and are…
Property Investors, Are You Reviewing Your Mortgage Structures?
Are you a property investor, and are you reviewing your mortgage structures yet? If not, you should consider reviewing your mortgage structures and here we will explain why. If you have read, watched or listened to the…
Basic 101 On How To Apply For A Home Loan
Buying a home is one of the most exciting and daunting things that we ever do in our lives but there is help available. For some of us our first home will be a tiny house…
5-Steps to Fighting Less about Money
Issues about money are a leading causes of marriage problems in New Zealand and around the world and as mortgage brokers we see this all too often. Ask yourself how often have things about money affected your relationship?…
Property Investors Should Avoid Cross Securities Now
Things have changed in recent times for property investors especially in Auckland where rules have been introduced to curb the property market. Some of these rules will not affect you now, but as you try to…
People Use New Zealand Mortgage Brokers More Than Ever Before
New Zealand is not just full of sheep – it is a great place to live and with plenty of experienced people like the New Zealand mortgage brokers at North West Mortgages. When you are ready to…
Do You Urgently Need A Home Rescue Package?
Home rescue is a term we use when we need to urgently save a home from being sold against the owners wishes. It is important to establish exactly what is needed for a home rescue as…
Build Your Own Tiny House
There is a new trend in building known as the tiny house. We are not just talking about a small house, or a house that is less than the average size. What Is A Tiny House? People…
West Auckland Mortgage Brokers Get New Offices
We have operated as West Auckland mortgage brokers since 2008 from offices in central Henderson, but we are now set up and operating from our new offices at Hobsonville. Our company name is North West Mortgages Limited…
Find A Mortgage Broker In Auckland
With massive marketing budgets the banks have tried to convince people that the person at the counter can offer the same advice as a mortgage brokers and because the banks have to pay the broker, of…
Getting The Best Mortgage Rate Is Part Of Our Review
You can review your own mortgage or have a mortgage adviser help you to ensure that you are getting the best mortgage rate, have the most suitable loan structures and ultimately be able to save on your…
Established Henderson Mortgage Brokers Shift Offices
Since 2004 Stuart Wills has operated as a Henderson mortgage broker, firstly on Lincoln Road before moving into the chartered accountants offices of UHY Haines Norton in Catherine Street. The Henderson Office Has Moved Recently Stuart…
Can I Get A Mortgage With A Default?
Life is not always fair and “stuff” happens that can lead to someone listing a default with Baycorp or Veda which affects the ability to get a mortgage with a default. Many banks will say “NO”…
Choose A Mortgage Broker To Help Get The Best Home Loan
Do you want the best home loan? It is easy to say you should choose a mortgage broker instead of the bank, but I expect that you would really want to know the reasons that I make this statement….
The Good Bad And Ugly About Revolving Credit Loans
There are a number of reasons that people like to have revolving credit loans, but also some very good reasons that people do not like these types of loan facilities. In this article we look at revolving…
Will Auckland House Prices Continue To Rise In 2016?
Many people already think Auckland house prices and too high! Unfortunately for first home buyers it looks like 2016 might see a further increase in Auckland house prices, but for those existing home owners and property…
Four Common Reasons For Mortgage Refinance
Some people have huge loyalty to their banks and all of their banking and their mortgage is with the one bank, whereas others treat banks like any other product supplier and will deal with various banks…
Make The Most Of The Low Home Loan Interest Rates
We all want low home loan interest rates! Home loan interest rates are at an all-time low and while there have been some economists suggesting they may still go lower, now is a great time to…
How Can You Afford To Buy Your First Home?
As mortgage brokers we see a lot of people who possibly are like you and not sure if you can afford to buy your first home. We would assume that the banks have just as much…
Getting Ready As A First Home Buyer
As mortgage brokers we get calls from a lot of people who want to be a first home buyer but are really just not in a position to buy. There are various reasons and while everyone will…
