What do you want from a finance blog?
We’re guessing that you want good information about all things finance related.
That’s what we have been told, and therefore we do our best to provide updates on a wide range of topics. We help a lot of first home buyers and have New Zealand’s most popular Facebook Group dedicated to them. We also deal a lot with new build finance and non-bank finance as well as the major banks.
We also like to add some stories too as these often help explain how our mortgage advisers can help.
We are proud of the information that we publish in both our Kiwi Edition Market Reports and our finance blog, and we hope that you can find useful information too.
Please use the “search” function below, or feel free to Contact Us with any questions too.
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What is a revolving credit mortgage? Auckland guide 2026
Discover how revolving credit mortgages work for Auckland homebuyers in 2026. Learn the benefits, risks, and whether this flexible home loan suits your financial goals.

What is mortgage refinancing? A 2026 Kiwi guide
Discover what mortgage refinancing means for NZ homeowners in 2026. Learn how refinancing can reduce repayments, access equity, and support your investment goals with expert guidance.

Why get pre-approved for a home loan in Auckland 2026
Discover why mortgage pre-approval strengthens your position as an Auckland first home buyer, speeds up offers, and helps you avoid overspending in 2026.

KiwiSaver First Home Withdrawals for Service Tenancy Workers
If you live in employer-provided housing, you are captured under the Tenancy Services “service tenancy workers” type of tenancy. Of

Bank vs Broker Explained: and Why 70% now use Brokers
Over 70% of NZ first home buyers choose mortgage brokers to save 0.10-0.25% on rates and access 15-25+ lenders. Compare banks vs brokers for Auckland buyers.

Reserve Bank & NZ Mortgages: OCR Cut 60% Since 2023
Discover how the Reserve Bank’s OCR and LVR policies influence mortgage rates and affordability for NZ first home buyers in 2026, with actionable insights.

Getting the Best Home Loan in 2026
For most first home buyers the excitement of just getting a home loan approved feels like a win, but often

Revolving Credit Explained: You Want Smarter Home Loans
Revolving credit in New Zealand: benefits, how it supports first home buyers, eligibility, and managing risks for smarter mortgages in Auckland.

What Are Your Options When The Bank Says No?
You are probably reading this because your bank has already said NO or you think are likely to say NO,

