What do you want from a finance blog?
We’re guessing that you want good information about all things finance related.
That’s what we have been told, and therefore we do our best to provide updates on a wide range of topics. We help a lot of first home buyers and have New Zealand’s most popular Facebook Group dedicated to them. We also deal a lot with new build finance and non-bank finance as well as the major banks.
We also like to add some stories too as these often help explain how our mortgage advisers can help.
How To Save $50,000 When You Refix A Home Loan
Today we arranged to refix a home loan and managed to also show Stephanie how she could save $50,000 How Simple Is This… Stephanie had a home loan of about $360,000 and was paying $1,975 monthly….
Some Relief Ahead With LVR Restrictions Removed
Many people have already started to ask what it means to have the LVR restrictions removed… and given the current economic environment it’s a very good question. So what does it really mean? Stuart Wills, Auckland Mortgage Broker My name is Stuart Wills and as an Auckland mortgage broker I’ve seen first hand how difficult it is for first home buyers to get onto the…
Learn The Mortgage Trick To Paying Off Your Home Loan
Over the years as a mortgage adviser I’ve seen advertisements and articles about “the mortgage trick” … that there is some magical trick or secret that the banks are hiding from you. But as you may…
Should Switching Banks Be Your New Years Resolution?
New Years resolutions are meant to make a positive difference to your life so when you consider your finances switching banks may be the best decision that you can make. Switching banks may seem like a…
See How James Is Paying Off His Mortgage Faster
With home loan interest rates at all time low’s there is an opportunity to pay off your mortgage faster and without any pain. This week we worked with James and showed him and his wife how…
Mortgage Experts Discuss Revolving Credit Mortgages
Revolving credit mortgages are flexible loans like an overdraft which is secured over your property. Our mortgage experts discuss how to get the best from a revolving credit mortgage. What Is A Revolving Credit Mortgage? The…
Paying Your Home Loan Off Faster Just Got Easier
It’s great to know that one bank makes paying your home loan off faster an easier option. But is this the bank that you have your home loan with? Do you want to check which bank…
Getting A Home Loan With A 5% Deposit
Let’s look at getting a home loan with 5% deposit. As mortgage brokers we are often asked what deposit is needed for a home loan. The New Zealand banks are restricted by Reserve Bank rules (LVR…
Switch Banks & Pay Your Mortgage Off Faster
Have you heard people telling you this … switch banks and pay your home loan off faster. Do you have to switch banks? How do you pay your home loan off faster? As mortgage advisers we…
Are You Considering Having A Flatmate Or Boarder?
Having a good flatmate or boarder can provide both company and a few extra dollars. Personally when I purchased my first home I had four flatmates just so I could pay the mortgage, but we also…
