Do you want the best home loan?
It is easy to say you should choose a mortgage broker instead of the bank, but I expect that you would really want to know the reasons that I make this statement.
If you’re looking into buying your first home then you will understand how tough it can be just to get a home loan approved. As advisers we know that every first home buyer has a unique set of circumstances.We also know that you will be focused on interest rates as this may be the only way you know to tell a good home loan from other home loans.
If you are an existing home owner then you have probably already had experience with the banks. Again you may be chasing the lowest home loan interest rate or want to consolidate debt plus of course you will want to pay your home loan off faster.
What Makes A Mortgage Broker Different?
Managing large amounts of money like a home loan should never be taken lightly, and that’s where a mortgage adviser can help you get the best home loan.
Unlike banks, mortgage brokers will help you find and manage a home loan that suits you and your individual situation and needs. Here at North West Mortgages we can assist you in making a well informed decision about something that will affect you and your finances for a good number of years.
Banks Cannot Offer The Best Home Loan
Loan officers in a bank are not trying to help you find the best mortgage, they’re trying to sell you one. The bank might have some different types of home loans and they might even make out like they help you to select the best home loan; however they will not tell you to go to another bank if they knew that what they could offer was not going to be the best home loan for you.
Really the loan officer at the bank is looking out for the banks (their employee’s) best interests, not yours and that is why often a mortgage broker can get you a better home loan interest rate too.
Mortgage Brokers Can Offer The Best Home Loan
Unlike a loan officer at the bank, a good mortgage broker has access to a number of banks (plus non-bank lenders) and can look around for a home loan that suits what you need.
Here at North West Mortgages our advisers are continuously monitoring the market, looking at the banks and other lenders every day to see what has changed. We’re not here to profit from you, we’re here to help you get the best deal you can.
Trust is a huge part of our business, and if we weren’t trustworthy, we wouldn’t have such a long list of satisfied clients, recommending us to their friends and family.
Contact a mortgage broker at North West Mortgages instead of the bank and let us help you get the best home loan today. Phone: 0800 100 939
