As mortgage advisers we have become known throughout New Zealand for helping people get mortgages with bad credit?
So the answer is YES, you can often get a mortgage with bad credit.
There are some banks and a number of non bank lenders that will provide home loans for people that have bad credit, but you want to deal with an experienced mortgage adviser to ensure that you are given the best chance of success and ultimately the best deal.
You can read about successes on our non bank broker blog; READ MORE