✓ Mortgage Specialists

✓ 100% Client Satisfaction

✓ 25 Years Experience

✓ Fully Licensed

Paying Too Much On Your Mortgage?

We help everyday homeowners enjoy lower rates & better terms by refinancing back to a bank, without the usual income hurdles.

Book a FREE consultation to find out:

Your Refinancing Options – See the best paths to move from non-bank lending to a bank with lower rates and more flexibility.

Approval Process & Timeline Learn exactly how fast you can switch and how to avoid delays.

Impact On Your Finances – See how switching can reduce your repayments, improve cash flow, and set you up for future financial stability.

"Stuart and his team are a valuable resource and help. So happy with how he has handled us and our situation. Highly recommend giving him a call and having a chat. Looking forward to a positive outcome for our family, thanks Stuart and the team"
William L
Small Business Owner

About Your FREE Consultation

Get answers to your questions, explore your options and get clear guidance on next steps to lower your repayments.

Tell us about the specific nature of your situation and we will answer any initial questions you may have.
Based on your circumstances, we’ll explain the different options available to you to regain financial peace of mind.
We’ll explain how the process works, costs involved and what the next steps are if you’re ready to proceed.

How We Can Help With Your Mortgage

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Meet The Team

Stuart Wills

Stuart Wills

Mortgage Financing Specialist

With over 20-years experience, based in Hobsonville Auckland, Stuart Wills is recognized for his expert financial guidance and strategic approach, earning the trust of clients seeking effective mortgage refinancing solutions.

Specializing in refinancing, he provides clear, tailored advice on  securing financing, and improving long-term financial stability—helping clients regain control of their finances.

James-Puah-photo

James Puah

Mortgage Manager (Adviser)

Jan Jensen

Mortgage Manager (Adviser)

Sunil Kumar

Mortgage Manager (Adviser)

Don't Procrastinate - Get Lower Rates And Better Terms Today

When faced with high-interest mortgage repayments, it can feel overwhelming — and many Kiwis delay taking action, hoping things will improve.
But the truth is, mortgage stress doesn’t fix itself — and the longer you wait, the more it can cost you in extra interest and missed savings.

That’s why the sooner we explore refinancing, the better.

We work with banks through special agreements that make the process easier — meaning you may not need to meet the usual strict income requirements to get approved. This opens the door to better rates and terms,

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