Mortgage Manager (Adviser)
Sunil is a key person in the business with a title of “mortgage adviser” although often referred to as a mortgage broker.
You may speak to him or have contact from him about your mortgage and to answer enquiries and as your applications are processed.
Sunil is honest, very reliable and of course hard working.
Sunil is passionate in delivering a great customer experience and loves to assist people in achieving their financial and real estate goals.
Sunil is multilingual, he speaks Fluent English, Hindi, Fijian Hindi, Punjabi and Haryanvi.
Don’t worry if you are not in Auckland as Sunil will work with people throughout New Zealand and overseas as well.
First Home Buyers – when you are buying your first home there is a lot of new things to learn. Buying and arranging finance for a first home loan is going to be something new for anyone who is a first home buyers and therefore knowledge, good advice and choice are all important. Sunil Kumar will work with you to ensure that you get the best chance of a mortgage approval, he will take the time to ensure that you understand the process and most importantly will help you structure your new home loan so that you can pay it off faster.
Finance For Self-Employed – Sunil has been self employed for many years and therefore understands this more than most people (especially bankers) do.
He knows how the banks can often struggle to provide home loans and other types of finance for self employed people. Unlike someone on wages the income for self-employed is often harder to prove and is often not consistent. He knows how to present a loan application for best results, plus knows which banks or non-bank lenders are best suited for a given situation.