Our Blog

See our latest insights, opinions and new on the New Zealand Mortgage Market for – First Home Buyers, Refinances & Mortgages of all types.

Updates On Mortgage Holidays

Updates On Mortgage Holidays

We have created this post to provide you the latest information and updates on mortgage holidays announced by the Government. They have said "the package will include a six month principal and interest payment holiday for mortgage holders" but people are asking for...

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Understanding How Mortgage Holidays Work

Understanding How Mortgage Holidays Work

In times of crisis a mortgage holiday seems like a great idea. The Government have announced that the banks will be offering a 6-month mortgage holiday to home owners to help them survive financially through the COVID-19 crisis and it was received well by the...

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Managing Your Home Loan Through COVID-19 Lock-Down

Managing Your Home Loan Through COVID-19 Lock-Down

With COVID-19 we are living in times that are nothing like "normal" and we are all having to adapt. One of the largest concerns for many families is the financial impact of not being able to work, and the implications of paying the mortgage and other loans. Managing...

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ANZ Now Allow Low Equity Premiums To Be Added To Loans

ANZ Now Allow Low Equity Premiums To Be Added To Loans

While most banks apply a low equity margin to home loans where the deposits are less than 20%, ANZ has charged low equity premiums which are a one-off fee rather than an ongoing margin added to the interest rate that you pay. One of the problems with the fee was that...

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Learn The Mortgage Trick To Paying Off Your Home Loan

Learn The Mortgage Trick To Paying Off Your Home Loan

Over the years as a mortgage adviser I’ve seen advertisements and articles about "the mortgage trick” ... that there is some magical trick or secret that  the banks are hiding from you. But as you may have already learned, there is really no trick. It is disappointing...

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Should Switching Banks Be Your New Years Resolution?

Should Switching Banks Be Your New Years Resolution?

New Years resolutions are meant to make a positive difference to your life so when you consider your finances switching banks may be the best decision that you can make. Switching banks may seem like a bit of trouble with paperwork to supply to your broker or bank,...

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See How James Is Paying Off His Mortgage Faster

See How James Is Paying Off His Mortgage Faster

With home loan interest rates at all time low's there is an opportunity to pay off your mortgage faster and without any pain. This week we worked with James and showed him and his wife how they could pay their mortgage off faster without committing to increasing the...

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Mortgage Experts Discuss Revolving Credit Mortgages

Mortgage Experts Discuss Revolving Credit Mortgages

Revolving credit mortgages are flexible loans like an overdraft which is secured over your property. Our mortgage experts discuss how to get the best from a revolving credit mortgage. What Is A Revolving Credit Mortgage? The borrowers (like you) often want to have...

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