What do you want from a finance blog?
We’re guessing that you want good information about all things finance related.
That’s what we have been told, and therefore we do our best to provide updates on a wide range of topics. We help a lot of first home buyers and have New Zealand’s most popular Facebook Group dedicated to them. We also deal a lot with new build finance and non-bank finance as well as the major banks.
We also like to add some stories too as these often help explain how our mortgage advisers can help.
Let’s Save You Money On Your Home Loan Rates
Do You Want To Save Money? Do You Want Lower Home Loan Rates? We expect that for 99% of people the answer will be YES But we also know that most people will not take action…
Is Your Kiwisaver Working As Hard As You?
Most working age New Zealanders are signed up and contributing to KiwiSaver in an effort to build up a nest egg for their retirement; however many have not really considered which funds they are invested in…
New Hobsonville Offices For The Mortgage Supply Company
The Mortgage Supply Company now has new offices in Hobsonville. Hobsonville is in the heart of North West Auckland where a huge amount of development and housing is happening making it the ideal place to have…
Goodbye Mortgage Link & Hello Mortgage Supply Company
After being part of the Mortgage Link group for the past 12-years we have now said ‘goodbye’ to that group and have re-branded as The Mortgage Supply Company. John F. Kennedy once said “change is the law…
2 Simple Reasons To Use A Mortgage Broker
There are plenty of good reasons to use a mortgage broker and it is easy to say you should choose a mortgage broker instead of the bank, but let me explain two reasons why. The two reasons…
Financial Issues A Leading Cause Of Stress For Kiwis
We have always believed that financial issues were a leading cause of stress in this country and now we have had this confirmed with independent research undertaken by Sovereign. The Sovereign ‘Health Age Generator’ The research…
Some North Shore Mortgage Brokers Offer More Choice
You can use a North Shore mortgage broker or go to the bank yourself. Brokers can do the all work for you (no matter how complex the loan appears) and by using a good North Shore…
How To Choose A Mortgage Broker And Get A Home Loan
If you want a home loan then you probably also want a good mortgage broker, but maybe you are wondering how to choose a mortgage broker. We know you should choose a mortgage broker instead of the…
We Can Source Funding For Land Banking
In the area of North West Auckland there are people making serious money from land banking and now you could be one of those people. Money Makes Money In the past someone with cash in the…
Westpac Make It Harder For Offshore Buyers
This week New Zealand mortgage brokers were advised of a change to Westpac’s process for dealing with offshore buyers seeking lending in New Zealand. The process for clients who are not based in New Zealand purchasing a property and obtaining…
Learn How To Finance A Property Portfolio
So you want to finance a property portfolio or already own an investment property and want to review how you have the finance sorted out so that the bank do not have all the control. You should find the…
The Risks Of An Overdrawn Shareholders Account
There are risks in having an overdrawn shareholders account. As mortgage brokers we see a lot of business financials from self-employed people and many of those have an overdrawn shareholders account. Some are quite substantial and…
What You Should Know About The Proposed Debt To Income Ratio
There has been lot’s of talk in recent weeks about introducing some lending criteria to restrict the amount someone can borrow based on there income and this is being referred to in the media as a…
Let’s Talk About Debt Consolidation Loans
Mortgage brokers and people working at finance companies make a living from providing advice and helping to implement debt consolidation loans, but you need to know that you are going to be better off and are…
Property Investors, Are You Reviewing Your Mortgage Structures?
Are you a property investor, and are you reviewing your mortgage structures yet? If not, you should consider reviewing your mortgage structures and here we will explain why. If you have read, watched or listened to the…
Basic 101 On How To Apply For A Home Loan
Buying a home is one of the most exciting and daunting things that we ever do in our lives but there is help available. For some of us our first home will be a tiny house…
5-Steps to Fighting Less about Money
Issues about money are a leading causes of marriage problems in New Zealand and around the world and as mortgage brokers we see this all too often. Ask yourself how often have things about money affected your relationship?…
Property Investors Should Avoid Cross Securities Now
Things have changed in recent times for property investors especially in Auckland where rules have been introduced to curb the property market. Some of these rules will not affect you now, but as you try to…
People Use New Zealand Mortgage Brokers More Than Ever Before
New Zealand is not just full of sheep – it is a great place to live and with plenty of experienced people like the New Zealand mortgage brokers at North West Mortgages. When you are ready to…
Do You Urgently Need A Home Rescue Package?
Home rescue is a term we use when we need to urgently save a home from being sold against the owners wishes. It is important to establish exactly what is needed for a home rescue as…
