What do you want from a finance blog?
We’re guessing that you want good information about all things finance related.
That’s what we have been told, and therefore we do our best to provide updates on a wide range of topics. We help a lot of first home buyers and have New Zealand’s most popular Facebook Group dedicated to them. We also deal a lot with new build finance and non-bank finance as well as the major banks.
We also like to add some stories too as these often help explain how our mortgage advisers can help.
Key Trends As We Get Towards The End Of 2023
It’s always interesting when we reflect on the past year and often I will start by looking back at what I might have predicted back at the start of the year. So I shared what I…
Buying A Home With Friends or Family
In many countries it’s common to see people buying a home with friends or family and it’s starting to become more common in New Zealand now too. It is also becoming more common to hear that…
What Makes A Good Home Loan?
One of the key roles for a good mortgage adviser is to provide people on what makes a good home loan. There are other things that advisers do like arranging the home loan and getting competitive…
Does A Student Loan Affect Getting A Mortgage
As mortgage advisers, and from our Facebook Group we hear from lots of first home buyers asking “does a student loan affect getting a mortgage” and they can. The answer is YES your student loan does…
Are You Disappointed With Your Kiwisaver
Can You Get A Mortgage While On Maternity Leave
As mortgage advisers we get asked “can you get a mortgage while on maternity leave” and we’re always pleased to be able to say YES you can if you meet the criteria. But my bank said…
Discussing First Home Partner on Radio NZ
Today I was invited to discuss what has happened to First Home Partner on Radio New Zealand’s Nine to Noon. We discussed what First Home Partner is and how it has helped people, but also the…
Advantages Of Having A Westpac Mortgage Manager
Banks have moved away from providing mortgage managers, but you can still have an adviser that works as a Westpac mortgage manager for you. That’s right, a good adviser will work for you. There are some…
4-Steps For First Home Partner
First home buyers are seeing Kainga Ora’s First Home Partner as a good way to get into a first home, but we’re hearing many people that find the process confusing. This is very evident from comments…
Buy An Existing Home With First Home Partner
You may have heard that Kianga Ora has expanded the shared ownership scheme (First Home Partner) to now allow eligible people to buy existing homes as well as new builds. This is effective from Monday 14th…
Are You Feeling Poorer?
A lot of Kiwis are saying that they are feeling poorer as inflation bites, and the fact is we have had our purchasing power reduced – quite significantly too! Did you know that your purchasing power…
How Shared Home Ownership Works
Shared home ownership has become more popular in New Zealand but there is still a lot of people that have not considered it as an option for them, and maybe there is a lack of knowledge…
An Adviser Can Help You Manage Your Home Loans
Often people think that a mortgage adviser just helps you get a home loan, but they can help you manage your home loans too. People that have used a mortgage adviser to help review and manage…
Westpac Offers Greater Choices
Now Westpac are offering a “Greater Choices” home loan that allows you to borrow up to $50,000 interest free for five years to help you create a warmer, drier, healthier and more energy efficient home or…
A New Option Of Shared Home Ownership
We’re about to announce a new option of shared home ownership, and it may suit people that like the concept but are not eligible for Kainga Ora’s First Home Partner. First Home Partner is a good…
Why You Should Review Your KiwiSaver Today
Kiwis can be too complacent and not always focus on the important things with their finances, like KiwiSaver. The majority of people have their KiwiSaver with a bank or with the provider that they were automatically…
When Should I Refinance My HSBC Mortgage?
Today HSBC says it has stopped accepting any new retail banking customers in New Zealand and will be telling existing customers to start engaging with other financial services providers. HSBC says it’ll wind-down its New Zealand…
Learn How We Prepare A Mortgage Application
As a mortgage adviser I’ve been asked a lot of questions over the years, but two that often pop up are: Why should I use a mortgage adviser? What do you do to get home loans…
Is The Window Closing?
Are you an aspiring first home buyer or potential property investor and wondering when is the right time to buy? If you are then you are not alone – as mortgage advisers we are hearing people…
Before You Refix Your ANZ Mortgage
As mortgage advisers we have helped people refix their mortgages over the years, ands it does not matter if that mortgage was arranged directly with the bank, with another mortgage adviser or by one of our…