What do you want from a finance blog?
We’re guessing that you want good information about all things finance related.
That’s what we have been told, and therefore we do our best to provide updates on a wide range of topics. We help a lot of first home buyers and have New Zealand’s most popular Facebook Group dedicated to them. We also deal a lot with new build finance and non-bank finance as well as the major banks.
We also like to add some stories too as these often help explain how our mortgage advisers can help.
We are proud of the information that we publish in both our Kiwi Edition Market Reports and our finance blog, and we hope that you can find useful information too.
Please use the “search” function below, or feel free to Contact Us with any questions too.
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How credit checks work for NZ first home buyers: secure approval
Learn how credit checks work for NZ first home buyers, what lenders look for, and practical steps to improve your credit profile and secure home loan approval.
What is an offset account? NZ homebuyers’ guide
Learn how offset accounts work in New Zealand, who benefits most, and how to use one to reduce your mortgage interest and pay off your home loan faster.
NZ home buyers: what your credit file really means
Learn what your credit file really contains, how NZ lenders use it, and what first home buyers can do to strengthen their position before applying for a home loan.
First-time buyer workflow: Step-by-step guide for Auckland homes
Auckland first-home buyers face an $885k median price and strict credit checks. This step-by-step workflow covers deposits, low-LVR loans, and credit strategies to help you get approved in 2026.
Understanding credit scores NZ: a first home buyer’s guide
Learn how NZ credit scores work, why the national average is 752, and what first home buyers can do to improve their score before applying for a mortgage.
Step-by-step remortgaging: Better rates and home equity
Learn how to remortgage step by step in New Zealand. Discover how to compare lenders, cut costs, and unlock home equity with confidence in 2026.
NZ home loan repayment options: 2025 guide for buyers
Explore NZ mortgage repayment options for 2025 including fixed, floating, split loans and revolving credit. Practical guidance for first home buyers and homeowners.
Key factors affecting mortgage rates for Auckland first home buyers
Discover the key factors affecting mortgage rates for Auckland first home buyers, including credit score, deposit size, government schemes, and lender types.
Step-by-step first home buyer guide for New Zealanders
A practical step-by-step guide for first home buyers in New Zealand covering eligibility, KiwiSaver deposits, loan options, and how to avoid costly mistakes.