What do you want from a finance blog?
We’re guessing that you want good information about all things finance related.
That’s what we have been told, and therefore we do our best to provide updates on a wide range of topics. We help a lot of first home buyers and have New Zealand’s most popular Facebook Group dedicated to them. We also deal a lot with new build finance and non-bank finance as well as the major banks.
We also like to add some stories too as these often help explain how our mortgage advisers can help.
Changes Announced To The HomeStart Grants
Changes to HomeStart Grants (from 1st August 2016) Building and Housing minister Nick Smith said the government would increase income and house price caps on the KiwiSaver HomeStart Grants scheme to ensure it was helping people…
Good New Zealand Mortgage Brokers Help Real Estate Agents
With all of the new rules being introduced there has become a demand for good New Zealand mortgage brokers to help real estate agents and their buyers cut through the various rules and bank policies to ensure…
The New Build Exemption & How It Applies To Property Investors
Since the introduction of the bigger deposit requirement for property investors we have fielded a number of questions about the new build exemption and how it applies to a property investor. It is confusing… there are…
You Can Still Get A Home With A 10% Deposit
Did you know you can still get a home with a 10% deposit? There have been a lot of mixed messages in the media recently and many of the banks are telling people that you cannot…
The Mortgage Supply Team Still Doing 80% Loans For Rental Properties
The Mortgage Supply team is still doing 80% loans for rental properties! It is true that The Reserve Bank is introducing new rules for the banks that will limit the borrowing to 60% on rental properties, but…
Non-Banks Thrive With Property Investment Loans
This week The Reserve Bank has introduced new lending rules that make it harder for many Kiwis to get property investment loans from the banks, but non-bank lenders will be ready to help out through the…
New Lending Restrictions Announced Today
Are the new lending restrictions announced today finalised? The NZ Herald today has announced that The Reserve Bank Governor Graeme Wheeler has outlined the new rules and told banks they will be expected to act immediately in…
Efforts Being Made To Fix The Housing Problem
Yes, most people agree there is a housing problem but there is a lot of “blame” going on and people suggesting ways to fix the housing problem too. It is the first home buyers that are…
Would You Like A Quality First Home Like This?
Most people think of a first home as being something cheap and in need of some renovations; however many professional couples are now looking for a quality first home with minimal maintenance. New homes are of…
Looking Better With The Mortgage Supply Company Signs Going Up
Today was the day that the name on the office building changed to our new brand being The Mortgage Supply Company. This is a long-established business of West Auckland mortgage brokers having relocated to Hobsonville from…
We Use Second Mortgage Lenders When Appropriate
As mortgage brokers we use second mortgage lenders when appropriate to do so. Second mortgages are sometimes the best option, but many mortgage brokers do not understand when and where they should be used. They are…
Mortgage Brokers Provide Home Loan Options That Banks Can’t
No matter how good your bank is, or how helpful the person at the bank is they can only ever provide you a limited number of home loan options – the home loan options that the…
How To Get The Cheapest Home Loan Rates In New Zealand
Of course everyone wants the cheapest home loan rates. Frankly I would too; however we need to be careful when we focus solely on getting the cheapest of ‘anything’ and with a home loan being such…
Non Bank Lenders Give You Options When Your Bank Says ‘No’!
There are now signs of increased confidence returning to the New Zealand economy but the banks are being impacted by lending rules which limit what they can offer, yet the non bank lenders are still able…
Stuff Happens … Are You Covered?
We know that life is unpredictable and sometimes “stuff happens” that can lead to a financial loss. Of course some losses are small and others can be huge, so are you covered? How Bigger Loss Can…
Let’s Save You Money On Your Home Loan Rates
Do You Want To Save Money? Do You Want Lower Home Loan Rates? We expect that for 99% of people the answer will be YES But we also know that most people will not take action…
Is Your Kiwisaver Working As Hard As You?
Most working age New Zealanders are signed up and contributing to KiwiSaver in an effort to build up a nest egg for their retirement; however many have not really considered which funds they are invested in…
New Hobsonville Offices For The Mortgage Supply Company
The Mortgage Supply Company now has new offices in Hobsonville. Hobsonville is in the heart of North West Auckland where a huge amount of development and housing is happening making it the ideal place to have…
Goodbye Mortgage Link & Hello Mortgage Supply Company
After being part of the Mortgage Link group for the past 12-years we have now said ‘goodbye’ to that group and have re-branded as The Mortgage Supply Company. John F. Kennedy once said “change is the law…
2 Simple Reasons To Use A Mortgage Broker
There are plenty of good reasons to use a mortgage broker and it is easy to say you should choose a mortgage broker instead of the bank, but let me explain two reasons why. The two reasons…
