Our Finance Blog

With massive marketing budgets the banks have tried to convince people that the person at the counter can offer the same advice as a mortgage brokers and because the banks have to pay the broker, of…

You can review your own mortgage or have a mortgage adviser help you to ensure that you are getting the best mortgage rate, have the most suitable loan structures and ultimately be able to save on your…

Since 2004 Stuart Wills has operated as a Henderson mortgage broker, firstly on Lincoln Road before moving into the chartered accountants offices of UHY Haines Norton in Catherine Street. The Henderson Office Has Moved Recently Stuart…

Life is not always fair and “stuff” happens that can lead to someone listing a default with Baycorp or Veda which affects the ability to get a mortgage with a default. Many banks will say “NO”…

Do you want the best home loan? It is easy to say you should choose a mortgage broker instead of the bank, but I expect that you would really want to know the reasons that I make this statement….

There are a number of reasons that people like to have revolving credit loans, but also some very good reasons that people do not like these types of loan facilities. In this article we look at revolving…

Many people already think Auckland house prices and too high! Unfortunately for first home buyers it looks like 2016 might see a further increase in Auckland house prices, but for those existing home owners and property…

Some people have huge loyalty to their banks and all of their banking and their mortgage is with the one bank, whereas others treat banks like any other product supplier and will deal with various banks…

We all want low home loan interest rates! Home loan interest rates are at an all-time low and while there have been some economists suggesting they may still go lower, now is a great time to…

As mortgage brokers we see a lot of people who possibly are like you and not sure if you can afford to buy your first home. We would assume that the banks have just as much…

As mortgage brokers we get calls from a lot of people who want to be a first home buyer but are really just not in a position to buy. There are various reasons and while everyone will…

Many Kiwis families dream of the day they can build their own brand new home to a design that suits their lifestyles. The key issue for many people is knowing where to start. Of course you…

Many people will ask themselves should I refinance my mortgage but are not sure if it is the right thing to be doing. Refinancing – A Good Idea, Or A Bad One? Mortgage brokers  know this is…

If you Google “Kumeu Mortgage Brokers” most of the mortgage brokers that show up in the search are not anywhere near Kumeu. There are a couple of brokers that work from their homes in the area and…

Why You Should Choose A Mortgage Broker Instead Of The Bank If you’re looking into buying your first home then you know how tough it can be to get a mortgage approval. Each and every first…

Compared to many places in New Zealand the house values make it difficult for West Auckland first home buyers, but there are a number of key things to think about. Why Do People Want To Live In…

Peer to peer lending is growing in New Zealand with the forth provider announcing late 2015 that they now have a license to operate. It’s a new way of borrowing money, but is it a good option? Your…

For many New Zealanders they will be relying on KiwiSaver to provide a major part of their income in retirement and therefore it is important to make sure that the right choices have been made. I…

Having bad credit does not mean you are a bad person, but it may mean you have gone through a bad spell in a relationship, a health issue, some traumatic experience, a problem with business or…

As mortgage advisers we see a lot of people get sucked into buying a “so called” debt reduction system. They can be sold for thousands of dollars, yet we offer this advice as part of what…