What do you want from a finance blog?
We’re guessing that you want good information about all things finance related.
That’s what we have been told, and therefore we do our best to provide updates on a wide range of topics. We help a lot of first home buyers and have New Zealand’s most popular Facebook Group dedicated to them. We also deal a lot with new build finance and non-bank finance as well as the major banks.
We also like to add some stories too as these often help explain how our mortgage advisers can help.
Finally with lower home loan rates expected the banks are lowering the test rates. Another sign they expect lower rates soon.
The US Federal Reserve may signal later this week that interest rate cuts are on the way. That could be good news for mortgage rates here in New Zealand.
Would you buy at a mortgagee sale?
Is the reward going to compensate for the risk?
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Getting Ready As A First Home Buyer
As mortgage brokers we get calls from a lot of people who want to be a first home buyer but are really just not in a position to buy. There are various reasons and while everyone will…
Simple Advice For Building Your New Home
Many Kiwis families dream of the day they can build their own brand new home to a design that suits their lifestyles. The key issue for many people is knowing where to start. Of course you…
Should I Refinance My Mortgage?
Many people will ask themselves should I refinance my mortgage but are not sure if it is the right thing to be doing. Refinancing – A Good Idea, Or A Bad One? Mortgage brokers know this is…
Are You Looking For Kumeu Mortgage Brokers
If you Google “Kumeu Mortgage Brokers” most of the mortgage brokers that show up in the search are not anywhere near Kumeu. There are a couple of brokers that work from their homes in the area and…
Why Choose A Mortgage Broker Instead Of The Bank
Why You Should Choose A Mortgage Broker Instead Of The Bank If you’re looking into buying your first home then you know how tough it can be to get a mortgage approval. Each and every first…
West Auckland Mortgage Brokers Offer First Home Buyers Good Advice
Compared to many places in New Zealand the house values make it difficult for West Auckland first home buyers, but there are a number of key things to think about. Why Do People Want To Live In…
Peer To Peer Lending Is Growing Fast In New Zealand
Peer to peer lending is growing in New Zealand with the forth provider announcing late 2015 that they now have a license to operate. It’s a new way of borrowing money, but is it a good option? Your…
Get The Most From Your Kiwisaver
For many New Zealanders they will be relying on KiwiSaver to provide a major part of their income in retirement and therefore it is important to make sure that the right choices have been made. I…
You Have Bad Credit But Need A Home Loan
Having bad credit does not mean you are a bad person, but it may mean you have gone through a bad spell in a relationship, a health issue, some traumatic experience, a problem with business or…
How Much Would You Pay For A Debt Reduction System?
As mortgage advisers we see a lot of people get sucked into buying a “so called” debt reduction system. They can be sold for thousands of dollars, yet we offer this advice as part of what…
The Right Mortgage Protection Cover Is Critical
Who likes paying for insurance? The reality is none of us really enjoy paying for insurance, but most of us understand the value of having some insurance cover just in case something goes wrong. When you…
Know The Risks Of Going Guarantor To Any Loans
Have You Been Asked To Act As A Guarantor? It is human nature to want to help others and in particular family but before you commit to acting as a guarantor you need to understand and…
Mortgage Brokers Serving North Shore & West Auckland
Since 2008 we have based our Mortgage Link North West in central Henderson but we will soon be setting up new offices at Hobsonville. Our company name is North West Mortgages Limited and we trade…
How Happy Are You?
How happy are you with everything in your life today? This may seem a strange question, but it is even stranger that someone has created a “Mood Map” so you can see how happy people are…
How To Find A Financial Adviser In New Zealand
Most people have heard of financial advisers and may even think they should have one, but they do not know how to find a financial adviser. You should get financial advice, and get it before it…
Auckland First Home Buyers Need Good Advice
Compared to many places in New Zealand the house values in Auckland make it difficult for first home buyers, but it’s not all bad news. A bit of good advice can help a lot too. Why Do People…
Is This A Window Of Opportunity For First Home Buyers In Auckland?
Tom Peters said once ”if a window of opportunity appears, don’t pull down the shade” and for first home buyers looking at the Auckland property market As mortgage brokers we provide information and advice for first…
Is It True That Fortnightly Repayments Pay My Home Loan Off Faster?
A mortgage can be quite a drain on your long-term financial health, and it can ultimately cost more than most people expect. For example, with a $400,000 home loan paid over a standard 30-year period using…
Have You Considered Peer To Peer Lending?
There has been some excitement in the market with the announcement of the four peer to peer lenders that currently have licenses but as yet only one has been active in the market. But that is…
