Our Finance Blog

Each bank has ‘policy’ which dictates what they can and cannot do and as mortgage brokers it is our job to know and understand the various bank criteria. Even for mortgage brokers who deal with banks…

As a mortgage broker we are privileged to be able to help people like you save money on your mortgage. Today was a neat day where I was very happy to be able to help someone,…

Debt comes in all shapes and sizes and to restructure debt often makes sense. Some, like home loans typically being larger and longer term while other debt like credit cards and hire purchase which are smaller…

You may have heard that changing to fortnightly loan repayments is a good idea… but is it? Here we explain why people say it is, and expand on the concept. A mortgage can be a significant…

Do you want lower home loan rates? We have heard the banks economists predicting increases in home loan rates and most people accept this is a trend for 2017; however regardless what the banks say, as…

When you are buying your first home you will be looking for all the help you can get, and especially any financial help going. There are a few ways you might be able to get help…

You’ve narrowed down the search to find your new home and now you are on the hunt for the best home loan so that you can get your new home’s keys in your hand with confidence. One way to do it…

Mortgage Supply company held their annual awards dinner this week and Stuart was pleasantly surprised to received the CEO award. The award is one that is given at the CEO’s discretion. Given that Stuart Wills and…

When looking for the best home loan of course interest rates are important, but I would suggest that this is just one of the things that you need to consider. Interest rates are also one thing where banks differ…

Has the Auckland property market swung in favour of property buyers? Talking with real estate agents and those selling new homes over the last 2-weeks we are hearing that the property market has slowed significantly. There…

As New Zealand mortgage brokers we have access to both registered banks and non-bank lenders, and both have an important role within the property finance sector if used appropriately. We are focused on finding the right solution…

Since 2008 we were based in central Henderson but now we have set up in new offices at Hobsonville which makes us perfectly located to be mortgage brokers for North Shore and West Auckland. We have been involved…

The local financial markets are waiting to see what will happen with our home loan interest rates. Of course on Thursday 10th November our Reserve Bank reduced the Official Cash Rate, but more importantly on Wednesday…

There are plenty of good reasons to use a mortgage broker and it is easy to say you should choose a mortgage broker instead of the bank, but let me explain five reasons why to use a mortgage…

If you feel you’re stuck in a rut and cannot seem to improve your finances then you have to read this. Of course there are plenty of complex budgeting tools around and expensive ‘experts’ able to…

It makes sense for first home buyers to look at buying an apartment, but it has always been more difficult to get low deposit home loans for apartments. That has recently changed. Getting home loans for…

If you are looking for Auckland mortgage brokers that can help then contact the team at The Mortgage Supply Company. The Mortgage Supply Company are leading New Zealand mortgage brokers with offices in Auckland and around…

Spring means different things to each of us; however there is no doubt that spring is always a time of change. As your mortgage brokers we understand that times do change and furthermore we understand that…

With all the rules and criteria that Kiwi banks now have there are times when people need to start looking at bank alternatives. These alternatives are generally provided by the non-bank mortgage lenders, by finance companies,…

A home loan is typically one of our biggest debts and therefore the repayments are significant too. Getting the lowest fixed rate mortgages is very beneficial and is something that we all want, but how do you…