What do you want from a finance blog?
We’re guessing that you want good information about all things finance related.
That’s what we have been told, and therefore we do our best to provide updates on a wide range of topics. We help a lot of first home buyers and have New Zealand’s most popular Facebook Group dedicated to them. We also deal a lot with new build finance and non-bank finance as well as the major banks.
We also like to add some stories too as these often help explain how our mortgage advisers can help.
First Bank Confirms Lower Deposit Requirement For Property Investors
This week we saw the first bank come out and formally announce that they will be able to offer finance to property investors with a lower 30% deposit now. The bank was the New Zealand owned…
Tracey Topp Returns To Join The Mortgage Supply Team
Tracey Topp has joined The Mortgage Supply team in Hobsonville after being away from the industry for 10 years. She says coming back and working with Stuart Wills and his wife Erica is like coming home….
Common Reasons For Refinancing Your Mortgage
As mortgage brokers people will often ask “should I refinance my mortgage” and while it may seem a simple question there are often some considerations that may not be quite as simple. We believe that there are…
Check With Your Mortgage Adviser Before Refixing Your ASB Home Loan
If you have an ASB home loan then you are able to refix your loans online by simply accepting the fixed term and rates offered online. The bank have made this a very simply process and…
Mortgage Planning For First Home Buyers
First home buyers have lots to think about as they look to get onto the property ladder, so to ensure that things go smoothly there is some mortgage planning that should be done. You can split…
Are You Getting The Lowest Home Loan Interest Rate?
It seems that the banks are at war on home loan interest rates and that’s a great thing for people who have a new home loan or one to to refix. On Friday we had ANZ…
Make Music For Your Eyes This Christmas
So you want to make your Christmas lights more fun. Did you know that you can get your Christmas lights to be a unique light show matched with music. Then you need to get the Asante TapTap …
NZ Mortgage Broker Explains KiwiBuild Mortgages
We are hearing about KiwiBuild mortgages and getting asked questions from many first home buyers so thought we should clear up a bit of the confusion here. How The Term KiwiBuild Mortgages Started Kiwibank offers KiwiBuild…
Some Auckland Mortgage Brokers Work With Non Bank Lenders
There are quite a few Auckland mortgage brokers to choose from, but how many work with non bank lenders? Most mortgage brokers are ex bankers and so they understand a bit about home the banks work….
Make The Best From A Low Mortgage Interest Rate
It looks like we might not see any interest rate rises for a while, so how do you make the best from a low mortgage interest rate? On Thursday 9th August we saw The Reserve Bank…
Getting A Home Loan While You Have Some Bad Credit
While you have some bad credit the banks may treat you like a second rate citizen, and make it hard to borrow any money. But it’s not the end of the world. You may need to…
The 2018 Budget & The Impact On Home Owners
As a New Zealand mortgage broker I am interested in things like the national budgets for the reason that they show how the Government of the day plan to use our taxes and also as they…
Thinking Outside The Box Is What We Do
In New Zealand there are a lot of people that do not fit within the bank criteria – the boxes that the banks say you must fit into. So while many mortgage brokers may try and…
Are You Getting The Best Home Loan Deal?
We all want the best home loan deal but you may be amazed to know how often as advisers we find that people can do better. Many people have a deal which looks okay, but unless…
Let The Buyer Beware | Know The Risks
As mortgage brokers we are always on the lookout for information that would be useful for people in the market to buy houses and those people that need mortgages too. This is a book that most…
Government Promises Help For First Home Buyers … But
Before the election last year and even after they took power our new Labour led Government promised help for first home buyers, but 6-months on how are they doing? Easy To Make Promises We all know…
Top Mortgage Brokers Know Their Clients And Lenders
What makes top mortgage brokers? A lender may think that a top mortgage brokers are the ones that provide that lender with the most business, but for a client they want to know that they are…
Advice On Selecting The Best Home Loan
Most people will have a home loan at some time in their lives, but maybe not the best home loan – “they could have done better and saved a lot of money” Most people that have…
How Much Will A Debt Consolidation Loan Save You?
It is easy to borrow money for cars, boats, the big screen television, some jewelry or a holiday and while individually the repayments seem quite reasonable they can be very expensive loans and can stop you…
Stuart Dares To Make Predictions On Home Loan Interest Rates For 2018
Ask most economists and they will be very careful not to make any predictions on home loan interest rates for 2018 or for any time in the future for that matter. Why? mainly because in recent years…
