Our Finance Blog

As mortgage brokers we often get asked about buying a house with bad credit and today was no different. We had an enquiry from this website; We are a couple who’s trying to get in to…

As an Auckland mortgage broker we have some busy days, some frustrating days and some wonderful days. Last Friday was one of those wonderful days when we were able to make Leeanne’s dreams come true! Leeanne’s…

If you are like many Kiwi’s you will be receiving your credit card bill soon with all your Christmas and New Year spending. The ‘festive season’ might have cost more than you think. Now you have…

What do you really know about your mortgage? If you have purchase a house recently then you may have needed a mortgage – most of us do. You will therefore know that it’s a rather large…

As a mortgage broker that works with specialist lending and often non-bank lenders I often get asked “can I get a mortgage after being bankrupt?” and the answer is often YES. Sure, then banks will say NO…

There will be a lot of Kiwi’s wanting to get onto the property ladder this year – are you one of them? Do you plan to buy your first home in 2018? Getting On The Property…

Who knows how to value a house? Of course the real question is not who knows how to value a house, but how do they place a value on a house. The reality is that the…

Is it time to review your debts and think about debt consolidation? It is so easy to get into debt for small purchases and before you know it you have a number of these debts which…

Most people think that getting a home loan is the hard part and getting a home loan is not always easy, but managing your home loan is a skill that you need if you want to…

Most mortgage brokers will not be available over the Christmas and New Year period. You will also find that The Mortgage Supply office in Hobsonville will be closed over this period; however Stuart Wills will remain…

This week we have seen some good news for first home buyers with The Reserve Bank making some small adjustments to the loan to value rules (LVR rules) that have been restricting banks lending to those…

Yes, many Aucklander’s have been living off the land for years … but not in the traditional way we think. Let me explain… Definition: “live off the land” Source: https://idioms.thefreedictionary.com/ To live by eating only the food that one produces from the land; to survive by gathering or stealing food,…

Over recent months many of the major banks have started trying to charge property investors higher interest rates. As established Auckland mortgage brokers we will often negotiate interest rate deals with the banks and now as…

We all know that owning your first home is a big step and not easy. If we want to use a Welcome Home Loan with just a 10% deposit then we are limited to the price…

When you are buying your first home you need all the help you can get and this is where being able to use KiwiSaver withdrawals and HomeStart Grants can make a huge difference. The problem for…

As a local Hobsonville mortgage broker we have arranged a lot of finance pre-approvals for first home buyers looking to enter the AXIS Homes ballots. We see the elation when people are successful, and we see…

You would not apply for a loan from a bank if you have bad credit or required another type of non standard loan. In these cases you would be better served by contacting a mortgage broker…

For many Kiwis that want to ensure that they are not reliant on Government handouts in retirement, property has been seen as a great asset to invest in; however there is currently a lot of uncertainty…

First home buyers are flocking to Hobsonville Point and entering the ballots for the AXIS Homes, and you cannot blame them. Hobsonville Point is a great place to live (my family personally shifted into the area…

Over the years we have gained a reputation for being the ‘go to’ mortgage brokers for those complicated mortgages that banks and many other mortgage brokers struggle with. A Brokers For Those Complicated Mortgages Stuart Wills has…