Our Finance Blog

The Reserve Bank released the latest six monthly Financial Stability Report (FSR) in the last week of November and it included some positive changes to the LVR rules for both first home buyers and for property investors….

This week we saw the first bank come out and formally announce that they will be able to offer finance to property investors with a lower 30% deposit now. The bank was the New Zealand owned…

Tracey Topp has joined The Mortgage Supply team in Hobsonville after being away from the industry for 10 years. She says coming back and working with Stuart Wills and his wife Erica is like coming home….

As mortgage brokers people will often ask “should I refinance my mortgage” and while it may seem a simple question there are often some considerations that may not be quite as simple. We believe that there are…

If you have an ASB home loan then you are able to refix your loans online by simply accepting the fixed term and rates offered online. The bank have made this a very simply process and…

First home buyers have lots to think about as they look to get onto the property ladder, so to ensure that things go smoothly there is some mortgage planning that should be done. You can split…

It seems that the banks are at war on home loan interest rates and that’s a great thing for people who have a new home loan or one to to refix. On Friday we had ANZ…

So you want to make your Christmas lights more fun. Did you know that you can get your Christmas lights to be a unique light show matched with music. Then you need to get the Asante TapTap …

We are hearing about KiwiBuild mortgages and getting asked questions from many first home buyers so thought we should clear up a bit of the confusion here. How The Term KiwiBuild Mortgages Started Kiwibank offers KiwiBuild…

There are quite a few Auckland mortgage brokers to choose from, but how many work with non bank lenders? Most mortgage brokers are ex bankers and so they understand a bit about home the banks work….

It looks like we might not see any interest rate rises for a while, so how do you make the best from a low mortgage interest rate? On Thursday 9th August we saw The Reserve Bank…

While you have some bad credit the banks may treat you like a second rate citizen, and make it hard to borrow any money. But it’s not the end of the world. You may need to…

As a New Zealand mortgage broker I am interested in things like the national budgets for the reason that they show how the Government of the day plan to use our taxes and also as they…

In New Zealand there are a lot of people that do not fit within the bank criteria – the boxes that the banks say you must fit into. So while many mortgage brokers may try and…

We all want the best home loan deal but you may be amazed to know how often as advisers we find that people can do better. Many people have a deal which looks okay, but unless…

As mortgage brokers we are always on the lookout for information that would be useful for people in the market to buy houses and those people that need mortgages too. This is a book that most…

Before the election last year and even after they took power our new Labour led Government promised help for first home buyers, but 6-months on how are they doing? Easy To Make Promises We all know…

What makes top mortgage brokers? A lender may think that a top mortgage brokers are the ones that provide that lender with the most business, but for a client they want to know that they are…

Most people will have a home loan at some time in their lives, but maybe not the best home loan – “they could have done better and saved a lot of money” Most people that have…

It is easy to borrow money for cars, boats, the big screen television, some jewelry or a holiday and while individually the repayments seem quite reasonable they can be very expensive loans and can stop you…