Our Finance Blog

There are quite a few Auckland mortgage brokers to choose from, but how many work with non bank lenders? Most mortgage brokers are ex bankers and so they understand a bit about home the banks work….

It looks like we might not see any interest rate rises for a while, so how do you make the best from a low mortgage interest rate? On Thursday 9th August we saw The Reserve Bank…

While you have some bad credit the banks may treat you like a second rate citizen, and make it hard to borrow any money. But it’s not the end of the world. You may need to…

As a New Zealand mortgage broker I am interested in things like the national budgets for the reason that they show how the Government of the day plan to use our taxes and also as they…

In New Zealand there are a lot of people that do not fit within the bank criteria – the boxes that the banks say you must fit into. So while many mortgage brokers may try and…

We all want the best home loan deal but you may be amazed to know how often as advisers we find that people can do better. Many people have a deal which looks okay, but unless…

As mortgage brokers we are always on the lookout for information that would be useful for people in the market to buy houses and those people that need mortgages too. This is a book that most…

Before the election last year and even after they took power our new Labour led Government promised help for first home buyers, but 6-months on how are they doing? Easy To Make Promises We all know…

What makes top mortgage brokers? A lender may think that a top mortgage brokers are the ones that provide that lender with the most business, but for a client they want to know that they are…

Most people will have a home loan at some time in their lives, but maybe not the best home loan – “they could have done better and saved a lot of money” Most people that have…

It is easy to borrow money for cars, boats, the big screen television, some jewelry or a holiday and while individually the repayments seem quite reasonable they can be very expensive loans and can stop you…

Ask most economists and they will be very careful not to make any predictions on home loan interest rates for 2018 or for any time in the future for that matter. Why? mainly because in recent years…

As mortgage brokers we often get asked about buying a house with bad credit and today was no different. We had an enquiry from this website; We are a couple who’s trying to get in to…

As an Auckland mortgage broker we have some busy days, some frustrating days and some wonderful days. Last Friday was one of those wonderful days when we were able to make Leeanne’s dreams come true! Leeanne’s…

If you are like many Kiwi’s you will be receiving your credit card bill soon with all your Christmas and New Year spending. The ‘festive season’ might have cost more than you think. Now you have…

What do you really know about your mortgage? If you have purchase a house recently then you may have needed a mortgage – most of us do. You will therefore know that it’s a rather large…

As a mortgage broker that works with specialist lending and often non-bank lenders I often get asked “can I get a mortgage after being bankrupt?” and the answer is often YES. Sure, then banks will say NO…

There will be a lot of Kiwi’s wanting to get onto the property ladder this year – are you one of them? Do you plan to buy your first home in 2018? Getting On The Property…

Who knows how to value a house? Of course the real question is not who knows how to value a house, but how do they place a value on a house. The reality is that the…

Is it time to review your debts and think about debt consolidation? It is so easy to get into debt for small purchases and before you know it you have a number of these debts which…